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Premium Bonds: January 2022 jackpot winners announced by NS&I – have you won £1million? | Personal Finance | Finance


This month, there were two lucky winners of the top Premium Bonds £1million prize. The first winner is from Hertfordshire, with the winning bond 258VJ570205, which was purchased in October 2015. This person’s winning bond was valued at £12,000 and they had an overall holding of £50,000 in Premium Bonds.

First launched by NS&I in the 1950s, Premium Bonds are savings accounts which have been popular with hundreds of thousands of people across the UK.

Being a savings institution backed by the Government, any deposits made with Premium Bonds are 100 percent protected from future potential harm.

Through Premium Bonds, account holders are able to withdraw and deposit cash whenever they want.

However, the unique aspect of this NS&I offering is that interest is determined by a monthly prize draw.

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As part of this prize draw, the largest amount someone can win in any month is £1million. Other cash prizes include £100,000, £50,000 or £25,000.

Currently, the annual Premium Bonds prize fund rate stands at one percent, however this is subject to change depending on movements in the wider economy and decisions made by NS&I, as well as the Government.

As mentioned, winners for the prize draw are announced at the beginning of each month with January 2022’s winners being confirmed today (January 4, 2022).

Every single bond gets a special number, which includes letters, for every £1 they invest into NS&I’s savings product.

“Before deciding, use the calculator to look at the real odds. If you’re willing to take the gamble after that, then it’s fine.

“Many people often think, ‘I’m likely to get about one percent and there’s a small chance of winning a million’.

“But the main point is that this isn’t correct. You’re actually likely to get less than one percent, and there’s a negligible chance of winning a million.

“If you know and you’re OK with this, then investing in Premium Bonds isn’t a bad plan.”

More information on the Premium Bonds draw for January 2022 are expected to be released later today, with a breakdown of how many winners there were overall.

Jill Waters, NS&I Retail Director, said: “A massive congratulations to our Premium Bonds jackpot winners in Hertfordshire and Lancashire. It’s a brilliant start to the New Year and we wish them all the best for 2022 and beyond.

“We would like to wish all of our customers a Happy New Year, with the start of 2022 being the perfect time to start a new savings habit. Customers can invest in Premium Bonds from just £25 and can even set up a standing order via their bank to help them save regularly and build up a savings pot.”



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